Help_Me_Marty

Reflection of Introduction to Finance Course      I really enjoyed taking Introduction to Finance course, MT217. I especially enjoyed “Help me Marty”. In the beginning he helped strengthen my faith in passing this class. He was able to get me out of some tough situations in the course after I listened to his reasoning. I was rejoiced when the Distinguished Scholar ended. It seemed like it was a load lifted. The key concepts in the course that would make me a stronger candidate to enter the business world were the meaning of the terms associated with the finance world. If anyone would have asked me what CAPITAL ASSET PRICING MODEL (CAPM) stood for before this class, I would have looked at them like I was a deer looking into headlights. But now I am able to tell them that CAPM evaluates the total risk and logical risk for diversified portfolios. It describes the relationship between risk and expected return, and serves as a model for the pricing of risky securities. The second key concept was the area of perpetual bond. I was so close to my grandparents growing up and I thought that perpetual bond meant till death do you part. My grandmother instilled this idea into my head. Divorce simply was not a welcome endeavor to them, so they stuck it out through thick and thin. However, after taking this class I leaned otherwise different. Perpetual bonds are bonds that do not have a set maturity date. It is a bond in which the issuer does not repay the principal. Rather, a perpetual bond pays the bondholder a fixed coupon as long as they hold it. However, the bonds cannot be redeemed at any point, but do generate some sort of return as long as the bond is held. This course has affected my professional development as a student and a person because by completing it, I have hurtled another fence. This course is like a stepping stone to completing my Bachelors’ degree. My academic path seems a little more reachable and will be easier to obtain and achieve, since I have finished the financial portion of my degree. This class was hard but fair. I feel as though I worked hard and put my best foot forward throughout this course. I lost a younger brother at the beginning of this course which made it a bit cumbersome to concentrate at first. Life is not promised to us and we have to keep on with our lives and live it at the fullest. Thanks you Professor and God bless you in the future.