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The impacts of student debt on the United States

2019-06-05 来源: 51due教员组 类别: Paper范文

下面为大家整理一篇优秀的paper代写范文- The impacts of student debt on the United States,供大家参考学习,这篇论文讨论了美国学生的债务。如今,美国学生的债务情况非常严重,一旦有了摘要,那么很有可能一辈子都逃不掉。造成这种现象的最重要的原因是政府削减了教育经费,尤其是公共非营利性教育,还有就是盈利性大学不断提高学费。所以政府有必要调整美国的大学学费制度,以避免教育中的不公平和歧视。此外,在任何贷款或保险合同中,诚信都应该是核心原则。在学生贷款合同中,贷款人应该诚信,明确告知借款人的债务,补救措施,以及贷款的可能风险。如果贷款人发现学生借款人无法支付利息,那么他们就不应该借款。

student debt,美国学生债务,essay代写,paper代写,作业代写

Discussion #10: Student Debt: Last Week Tonight with John Oliver (HBO)* WARNING GRAPHIC LANGUAGE

View this video on

https://www.youtube.com/watch?v=P8pjd1QEA0c

Show me that you are a critical thinker by relating the discussion topic to course material. Proper use of legal terms, proper citations, spelling and grammar count. At least 5 coherent sentences.

The video “Student Debt: Last Week Tonight with John Oliver” discusses the impacts of student debt on the United States and in the video, John Oliver strictly unveiled injustice within such phenomenon in the United States. According to Oliver, the student debt in the United States was like an STD—as long as people got the debt, it is likely that they will never escape it throughout their life. Oliver pointed out that the most important reasons that caused such phenomenon were that: firstly, the government slashed funding for education, especially the public non-profit education; and secondly, the for-profit colleges or universities keep raising their tuitions. After watching this video, I think it is necessary for the government to adjust the college tuition system of the United States to avoid injustice or discrimination in education. Moreover, according to Miller (2016), in any contracts on loans or insurance, good faith should be a core principle. For example, in the student loan contracts, the Lender should be in good faith, such as clearly informing the Borrowers’ liabilities, the remedies, and the possible risks of the loans. If the Lender finds that the student borrower could not afford the interest, it is their responsibility to prevent them from borrowing the sum of money out of good faith.

Reference:

Miller, R. L. (2016). Commercial Law for Accountants. Canada: Cengage Learning.

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