代写范文

留学资讯

写作技巧

论文代写专题

服务承诺

资金托管
原创保证
实力保障
24小时客服
使命必达

51Due提供Essay,Paper,Report,Assignment等学科作业的代写与辅导,同时涵盖Personal Statement,转学申请等留学文书代写。

51Due将让你达成学业目标
51Due将让你达成学业目标
51Due将让你达成学业目标
51Due将让你达成学业目标

私人订制你的未来职场 世界名企,高端行业岗位等 在新的起点上实现更高水平的发展

积累工作经验
多元化文化交流
专业实操技能
建立人际资源圈

作业代写:The development of Internet finance

2018-07-10 来源: 51due教员组 类别: Essay范文

下面为大家整理一篇优秀的essay代写范文- The development of Internet finance,供大家参考学习,这篇论文讨论了互联网金融的发展。如今,互联网技术的飞速发展也带动着互联网金融技术的发展,金融行业掀起了互联网金融时代的全新模式,渗入到我们生活的各个方面,而互联网金融系统有着高效、便捷、精确等特点,整个金融系统都处于比较快的运行状态,但互联网金融的发展还存在一些技术和监管问题。

Internet finance,互联网金融,essay代写,paper代写,北美作业代写

Although Internet finance is an emerging financial model, it has dropped a heavy bomb in the financial industry. In general, Internet finance can be divided into the extension of traditional financial services, Internet intermediary services of finance and Internet financial services from the perspective of services. The current situation of its development is very rapid, and it also has its own characteristics and potentials. The pace of renewal and progress is very fast, and it has very distinctive characteristics.

The users of China's Internet finance are mainly small and medium-sized investment retail investors, but small and medium-sized retail investors are difficult to obtain financial products with high capital requirements. On the other hand, as the third-party payment platform have mushroomed derivatives, Banks in order to reduce its risks, only on the Internet to try to improve the direction of the financial sector, promoting the increase of the customer.

Many financial institutions through its own strengths, occupation and secure e-commerce market, while banking through the establishment of large-scale e-commerce platform for business bank itself and understand customer needs and information has important significance. And through this comprehensive construction and accumulation, in the market quickly occupy an important position. While those same to small and medium-sized Banks in the development of this aspect of the business, in order to compete large financial platform, only even more attention to develop and perfect all kinds of Internet financial products, to meet customer demand.

Internet finance brings not only rich products, but also lower transaction costs. Online trading saves a lot of time. Intelligent trading mode at the same time, will save a lot of labor costs, require less human services, and more efficient services to alternative, not only improves the quality and efficiency of service and work, and also reduce the transaction cost.

Although kotler defined niche market as a "small but they were not good market management and services", but for the Internet financial, will not be because of the size of the customer to ignore the needs of customers, more not because should be limited by the 80/20 rule of pareto puts it. Thus, it is easier to gain a higher reputation, which can eat up 20% of the customers and have 80% of the financial demand and high reputation. The Internet financial such as mentioned above not only can reduce cost, at the same time also can give a huge customer base with better experience, more support and huge customer group many derived business, and the characteristics of the project need, namely large enterprises and platform is difficult to have flexibility.

Faster and faster Internet financial technology development in our country, the financial sector sparked a new era of the Internet financial mode, penetrated into every aspect of our life, and the Internet financial system reflects the characteristics of efficient, convenient, accurate, and so on, the operating state of the financial system is faster, at the same time, the development of the Internet financial has some problems, such as backward technology level, regulatory supervision is not enough, the author through the following aspects were analyzed.

At present, most financial services are operated through the Internet, including online banking, third-party payment, and online financial transactions. The popularization of finance in the whole society at the same time, the technical level of leak exposed by customer's privacy security hidden danger in continue to rise, and the entire Internet financial system lack of unified standards in the application of the safety technology. The development and utilization process of the financial system platform is too hasty, and there is not enough test time. The imperfect system often leads to the security problem of customer privacy leakage. Therefore, it is necessary to standardize and standardize the technology, and formulate unified safety standards for network finance.

In the 21st century, talent remains is the precious workforce, as the Internet financial business continues to develop, already in various businesses from artificial service rapidly to the electronic service transformation stage, the need for more technical personnel to guide with the customers, in the network financial business, more need to have a combination of the knowledge of the Internet with the financial talented person. Some problems of network system involve not only the financial field, but also the Internet operation.

At present, it is imperative for the staff of China's traditional financial circle to improve the Internet operation level comprehensively. To solve this problem first to do the following: first, to further implement the financial institutions personnel's continuing education training, building a adapt to the development of the Internet age, has the high quality Internet financial team is imperative, in addition, to increase the scientific research strength is also nots allow to ignore, to introduce technology compound talents; Secondly, the dissemination of Internet financial knowledge should be strengthened. The future of the development of the Internet financial knowledge is still the basic productivity, so the financial institutions should be established according to the needs of the development of financial network knowledge reserve, and constantly updated, in order to keep up with the rapid development of the whole finance.

The repeated disclosure of information by financial institutions indicates to a large extent that this is no longer a problem that can be ignored, but a problem that requires attention from all sides. When financial institutions has plenty of Internet users, Internet or institutions throughout the capital scale has reached a certain level, once appear problem, even if the market clearing also can't go to solve the problem of this scale. , on the other hand, our country's financial system is still in the rapid development of Internet expansion phase, the network financial tools the good and bad are intermingled, market supervision system is not yet mature, regulation also can't keep up with, the development of the Internet financial is still under the situation of social phenomena, under this situation, it is particularly important to strengthen the supervision of Internet financial. Internet financial supervision is divided into two aspects, one is financial institutions; The other is the Internet financial system. First, financial institutions should strengthen self-discipline, and strictly abide by the laws and regulations, adhere to the professional ethics, adherence to the customer's personal information, secondly, the financial system is not regular maintenance and troubleshooting, find security vulnerabilities in time, ensure that the technical level is not appear problem, we will strengthen the protection of customer privacy safety. And, of course, the government should also take appropriate measures, to the general public science popularization about network security includes all kinds of knowledge, such as confidential security help financial all Internet users set up the concept of risk and safety awareness.

At present, driven by Internet finance, more and more online businesses have been developed, among which technology is relatively mature, such as online bank payment, online financing and so on. For example, the online banking service, to a large extent, alleviates the pressure on the bank counter. As Internet finance breaks the geographical limitation, more and more customers choose to trade online. For balance Po business have more transparency, participation among collaborative better, higher, lower cost, more convenient in operation and a series of characteristics, attracted many customers, on the other hand, the wide use of smart phones and the Internet technology, Internet financial situation will become more complicated. Faced with such a large customer base, various institutions and platforms are constantly developing more Internet financial products to gain a place in this promising industry. Therefore, the customer spending habits and patterns have changed greatly, the Internet growing, financial target customer base of the current Internet financial formed multiple platforms, multiple market situation of tripartite confrontation.

Internet financial enterprise, after all, the junior in the process of its development should pay special attention to the traditional financial sector development met the market risk, operational risk and legal risk and other risk control problem, the relevant regulatory department should also keep up with the pace, perfect the supervision laws and regulations, make the Internet financial can more healthy development, benefit more people. Financial the rapid rise of the Internet is the trend of social development, is in line with the direction of the construction of a new round of economic, of course, the Internet financial is still a relatively young industry, we need to uphold the consistent highly cautious and rational analysis, in the steady development of the Internet financial at the same time, will also be able to expand innovation, continuous improvement, in the field of Internet financial walk at the forefront of the world of finance. Perhaps for a long time, the Internet finance was not enough to shake the status of the traditional banking, but the applied in network channels to expand, big data and virtual credit platform as the main characteristics of the financial transaction mode is conform to the trend of the era of the rapid development, and trying to reform the traditional financial intermediaries and the currency system of virtual credit platform, and reconstruct the new generation of financial ecosystem, these have undoubtedly in traditional subversion and reshaping the financial system. There are many opportunities for Internet banking, also with many challenges and competition, but as long as in the right direction to develop, so our country Internet financial will eventually have a brilliant tomorrow.

51due留学教育原创版权郑重声明:原创essay代写范文源自编辑创作,未经官方许可,网站谢绝转载。对于侵权行为,未经同意的情况下,51Due有权追究法律责任。主要业务有essay代写、assignment代写、paper代写服务。

51due为留学生提供最好的essay代写服务,亲们可以进入主页了解和获取更多essay代写范文 提供北美作业代写服务,详情可以咨询我们的客服QQ:800020041。

上一篇:作业代写:The religious culture of 下一篇:作业代写:New development of human