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A Loan for A Restaurant

2019-06-10 来源: 51due教员组 类别: Paper范文

下面为大家整理一篇优秀的paper代写范文- A Loan for A Restaurant,供大家参考学习,这篇论文讨论了给餐馆的贷款。很多因素会影响到给餐馆的贷款。首先,餐厅的组织结构。组织结构是指拥有企业的法人实体,不同的组织结构,会有不同的责任或能力来规避潜在的风险。其次,餐厅的经营结构也会影响餐馆的贷款。经营结构是指企业所有权与经营管理之间的关系。常见的操作结构包括被许可方、部分所有权和管理合同。被许可方可以从许可方那里获得经验和帮助,因此,由于风险较低,可以增加对此类餐厅的贷款金额。另外,影响餐馆贷款的其他因素还包括行业趋势、合伙人的存款情况以及合伙人的信用评分。

Loan,餐馆贷款,essay代写,paper代写,作业代写

Many factors would have impacts on my decision to extend the loan to the graduates. First of all, organizational structure of the restaurant will have impacts on my decision. Organizational structure refers to the legal entity that owns a business, and different organizational structure such as sole proprietorship, limited partnership and C corporation and so on will have different responsibilities or capabilities to avoid potential risks. For example, as a sole proprietorship, the business owners could enjoy more flexibility to run their business, but they have to take full responsibility for the business, taxation, and liability and so on. Thus, the amount of loan would be decreased to avoid risks.

Secondly, operational structure of the restaurant will also have impacts on my decision. Operational structure refers to the relationship between ownership of the business and its management. Common operational structures include licensee, fractional ownership, and management contract. Licensee could gain experience and assistances from the licensors, so the amount of loan for such restaurant could be increased because of its lower risks. Other factors which could influence my decision include the trends of the industry, the deposits that the partners have and the credit score of the two partners.

If the partners were requesting the loan for complete a franchise agreement with an established and successful franchisor, I will give a higher score on this project because a variety of management risks could be avoided based on franchisor’s successful business model.

Additional information such as the business plan and budgets the partners designed for their restaurant could be taken into consideration because the plan and budgets will show how they will do their business, and whether the new restaurant could make profits to pay off the loan in time. Also, the more detailed the business plan they could made, the more trusts and credits could be given to them.

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