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The British medical insurance system

2018-10-31 来源: 51due教员组 类别: Essay范文

下面为大家整理一篇优秀的essay代写范文- The British medical insurance system,供大家参考学习,这篇论文讨论了英国的医疗保险制度英国实行的是以公立医疗服务为主,私营医疗服务为辅的医疗制度。其中以NHS最为出名,NHS的享受对象是英国的全体国民,而且在英国合法居住半年以上的外国人也可享受在英国诊所和医院免费看病的福利。由于NHS 的存在,一开始私营医疗服务发展受到一定的限制,但目前来看,因NHS的效率较低,好多国民也考虑私营医疗服务,使其得到了长足的发展。

medical insurance system,英国医疗保险制度,essay代写,作业代写,代写

In Britain, the medical system is mainly based on public medical services and supplemented by private medical services. The NHS, in particular, is the country's pride.

The NHS is open to all citizens in the UK, and foreigners who have been living legally in the UK for more than half a year are also entitled to free medical treatment in UK clinics and hospitals. In terms of sources of funds, the national health service has the following sources: central financial input, premiums paid by citizens, out-of-pocket expenses of patients and expenses paid by the insured for enjoying higher medical services; The NHS is paid on a gross budget basis; Enjoy condition and standard respect, general by regulation pay cost, citizen and family can enjoy the medical treatment that sets. In addition to the cost of dental surgery, vision tests and glasses, other expenses such as medical treatment and hospital stay are covered by the national health service, with individuals paying only a fraction of what they should be responsible for. Because the government is involved in the medical insurance system, low income and social vulnerable groups can also enjoy preferential treatment in terms of drug costs. In terms of the medical and health system, the United Kingdom adopts a hierarchical system, and there are three levels of health care institutions, and three levels of institutions are developed to provide medical services for British residents. In terms of management system, the UK adopts the uniform vertical management of the government for the NHS, and the ministry of health is the highest authority, which adopts the vertical leadership through regional health bureau and district health bureau, a total of three levels. In Britain, too, medicine is divided into clinics and hospitals.

In addition, private health services are complementary to universal health services and part of the UK's health care system. The service object of private medical treatment is the population with higher income and higher demand for medical service. British regulations allow the private sector to exist. Due to the existence of the NHS, the development of private medical services was limited at the beginning, but at present, due to the inefficiency of the NHS, many citizens also consider the private medical services, which has made it a substantial development.

China's medical security system needs to learn from the experience of the development of the British medical security system, alert the disadvantages of the British medical insurance system, and constantly improve and reform it.

From the point of view of the British healthcare system, the universal coverage of medical services is universal, the welfare level is high, and the operation of the NHS makes the government's financial burden too heavy. Benefits are rigid, and once set high, it is not easy to come down. From this aspect, it gives us an inspiration to establish a reasonable level of medical security in accordance with China's national conditions and reality. China has a large population and a vast territory. Although its economic development level is high in total, its per capita economic level is lower than that of the UK, which, in a certain sense, determines that China should establish a reasonable level of security. Level still needs with our country productivity level and the bearing capacity of each ginseng protect crowd to suit, want to proceed from actual, step by step raise level.

The distinctive feature of the British medical security system is that the government ACTS throughout the whole medical and health process, which has its obvious advantages. The government may reasonably allocate medical resources and fairly provide medical services for the whole population. In addition, the government can adjust the supply and demand of health services, and the unified allocation of medical funds to purchase medical services can effectively control the rise of medical costs. Therefore, China should strengthen management, assume the corresponding responsibility, intervene in the management of medical and health care, allocate medical resources, reasonably allocate medical resources, and improve fairness. Moreover, the government should take economic responsibility to increase subsidies and care for the elderly and other vulnerable groups and ensure that every citizen can enjoy the medical treatment they deserve.

The medical security system establishes the medical insurance fund an important goal is disperses the risk. Among them the scale of insurance fund is bigger, the anti - risk ability of insurance system is stronger. The British medical insurance fund is mainly the tax fund raised by the government by law, which is relatively undiversified. Therefore, the British government is under great financial pressure, and the government provides medical funds and pays wages, so the hospital staff are not highly motivated and the medical efficiency is low. Given the shortcomings of the UK, this should be a lesson for our country's health insurance fund. China should raise funds for medical insurance through multiple channels, relying on governments, enterprises and individuals to jointly raise funds and fulfill their responsibilities, so as to better demonstrate China's development of medical security towards the goal of universal medical insurance.

Britain's health-care system is fair but inefficient. China's medical security system should refer to its advantages, and in view of unfair treatment, it should speed up the establishment of a path to integrate the urban medical insurance, urban medical insurance and the new rural medical insurance system, which cannot be accomplished overnight. It should take into account China's national conditions and actual conditions, make overall plans and step by step promote the realization of universal medical insurance. One of the problems with Britain's health care system is that it is inefficient, hospitals operate inefficiently and their regulations are lax. In China, due to the lack of effective supervision mechanism, medical service institutions or designated medical insurance pharmacies have already appeared the situation of being independent, which has restricted the efficiency of medical service and wasted resources. We should learn from the British medical insurance system and establish a reasonable and effective service, management and supervision mechanism.

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